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Real Estate Services by Jon Griffith

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Archives for 2009

She’s Not Homeless

August 23, 2009 by admin

She was still groggy.  I saw her shift into the kitchen, listlessly.  The faucet quickly supplied what sounded like a very small glass of water.  The cats outnumber the dogs under this house.  I sat near what appeared to be the cat room looking in at the hissing occupants as they assumed I was there to scrap, yet all I wanted was for her to let me in so I could play too.  She keeps feeding me, but I have never managed to make it inside the house.  She slips out quickly and closes the door behind her, and that’s when I usually miss my opportunity.  One of these days she’ll get herself locked out of the house.  I hope it’s today.

As I hastily consumed the veritable smorgasbord of kibbles and bits that I had been offered, as I was every day this strange creature existed here, I noticed the panic on her face, and the lack of pants.  Trust me, even though I’m menacing and appear large as I perch on people’s window sills, I am adept, agile, and very, very intelligent.  I laughed inside.  It was a purrfect moment.  I had wished that she would lock herself out for not allowing me in, and she did.  HA! HA!

Scamper scamper…

[Note: Cats don’t usually stick around long enough to divulge all of the information.  See her perspective here if you’d like to know the rest of the story.]

Filed Under: Creative Writing Tagged With: HA, Note Cats, opportunity, Trust

Another Credit Card Company Scheme

June 1, 2009 by admin

Credit card SEO Agency companyes come up with any and every desperate attempt to keep you as a “customer.” They do not treat you like a customer, however, and you’re the one who pays their bills with outrageous interest rates and risk of fees that your mother would be ashamed of.

The most recent interaction with a credit card company happened today when I noticed that my card company had boosted my rate from 12% to 25% for the second time. I pay my bills on time. With interest rates doubling, so do monthly interest charges. Their software is designed to work in their favor regarding statement dates and due dates.

To save you hours of frustration, do yourself a favor. Pay cash for things you buy. Reward points are not worth it, and this has been proved with statistics that show that consumers will spend on average 12-18% more using a credit card than they will using a debit card or cash.

The Scheme of the Day

If I enroll in a new program at the credit card company, which they say is completely free, I have the opportunity to be credited up to $550.00 just for making my payments on time. The trendy company names program lasts 8 months, and I have to make on-time payments every month for those 8 months. After this period, I will receive a credit of 10% of my balance up to $550.00 no later than 3 months after the program ends.

What do I see here? I see a credit card company desperately trying to lock me into an account that I cannot close. I see a scheme to force me to hold a credit card for at the very least, 8 months, and possibly 11 months. I’m sure that the cc company has researched the behavioral habits of overspending due to credit cards, and the increased likelihood that a card holder with a zero balance will soon become a card holder with a balance.

My representative was very short with me as I asked questions that slowly revealed the truth in the program. Sure, the program is free, but it’s worth more to me to not take on any risk at all.

Filed Under: Tips and Tricks Tagged With: credit card, credit cards, credit cards suck, Day If, debt elimination, interest, program, slave to the lender, The Scheme, time

Giving Up is NOT an Option

April 22, 2009 by admin

In the midst of one of the most difficult “through-points” that I have ever experienced (that time in your life when God smashes you through something and doesn’t let you go around it) the inspiration found in a video such as this one I’ve re posted here should touch you deeply.  To think that we complain about some of the things we do…well, just watch and be inspired:

Filed Under: On Spirituality and God Tagged With: drive, giving up, inspiration, perseverance, time

Snippets of Song: Ready to Sleep

April 21, 2009 by admin

I know that I will probably not be able to keep this up on a daily basis, but I’ve managed to fire off another musical idea.  Enjoy listening.

Filed Under: Original Compositions Tagged With: creativity, music, Original Compositions, songs

Snippets of Song: Origination

April 21, 2009 by admin

Filed Under: Original Compositions Tagged With: art, compositions, creativity, music, original works

Empty the Bag, or Fill the Bowl

April 20, 2009 by admin

Standing at the edge of the island in the middle of her kitchen, I was looking for something to do.  I had just chopped 3 onions while a playful young man scooted a bowl around the edge of the circular table while sputtering car noises as though his bowl had an engine of its own.  Holding a large, sharp slicing blade, I felt nervous about his speed as he approached over and over again, getting closer to the chopping block ever time.  He was diverted by his mother, and soon after that needed discipline for disobedience.  She asked me what I thought about little boys who utter defiance at their parents.  I was thinking that we should just add him to the chili, cause he’s so delicious, but that’s not what I said.  I said that I don’t like it when people yell at me.

Uncle intervened, via telephone.

When she offered me a bag of cheese, she asked me if I would like to put the cheese in the bowl.  I responded, “do you want me to empty the bag, or fill the bowl.”

[record scratching sound goes here]

Her response answered my question, but the way she hesitated before offering the answer confused me.  Why was that such a difficult question to answer?  It took me a good minute to realize that the question I had asked made absolutely no sense.  It didn’t make sense to her, and it didn’t make sense to me.  But, she was able to answer it regardless.

In the moment, I had no idea what I was trying to say, and then about five minutes after the fact, I figured it out.  You see, there was plenty of cheese in the bag, but I didn’t connect that fact right away.  My logic was thinking two things.  a) either there’s not enough cheese in the bag to fill one bowl, or b) there’s enough cheese in the bag that I would need another bowl.  It wasn’t exactly clear to me that there was enough cheese to actually fill the bowl which means that if the assignment was to “fill the bowl” and there wasn’t enough, then I would need to search for more cheese, and if the assignment was to “empty the bag” then it would either not matter if the bowl was full, or I would have to search for another bowl to handle the overflow.

The reason I didn’t know how much cheese was required was directly tied to the lack of experience and knowledge.  It may sound like a silly thing, but these little experiences are very important for me.  They build confidence, and when I know how to do something, I have more confidence.  That’s nothing new for you either, I suppose.

I was helping Susan with Crème brûlée last Christmas for a party at Mike’s house, and when I offered to help, aside from forgetting that I have no idea how to make Crème brûlée, I was given the task of pouring hot milk into a mixer with eggs.  I had never done that before, and I really didn’t know why I was supposed to pour it in so slowly.  “Am I supposed to do it like this?” I said.  “Slower,” she replied…”don’t go so fast,” she assumed I knew why.  I didn’t.  Now I do.  It’s like the first time you learn why you aren’t supposed to pour a cold glass of water into a glass that just came out of the dishwasher.

This thought process of analyzing the bag of cheese and the bowl is an example of a very taxing exercise that my mind goes through in the moment.  I think out loud.  This becomes a bit of a double edged sword, because it can confuse people who don’t understand how to communicate with me and make them impatient or if I don’t think out loud, I may come across as someone who is non-responsive.

Either way, not understanding how to do something is far greater a challenge than unerstanding that something needs to be done.

I have believed that I have to experience it before I understand it.  I am wrong.

Could this pose some pretty serious problems?  I think so.  If I were to wait around to experience everything I’m not an expert at I would be waiting for ever.  Pudding-proof:  I’m not married because I thought I had to figure out marriage before doing it.  The consequences of pouring the hot milk into the eggs too fast is cooked egg whites.  The consequence of getting married before I’m an expert at it is a broken heart.

The committment issues that I face, as cliche as they may sound coming out of any woman’s mouth, had to do with fear of not achieving perfection prior to experience.  Just pour the cheese, Jon, and don’t ask questions.  If the bowl is too big, the bag will be empty.  If the bag is too big, then stop pouring when the bowl is full.  It’s that simple.

Filed Under: Personal Journal Entries Tagged With: A.D.D., confidence, consequences, expectations, heart, how to, Love, marriage, Relationships and Romance, time, unrealistic

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